Independent investment guidance with a long-term perspective.
Independent investment guidance with a long-term perspective.
Welcome to Mutual Investment LLC (“Mutual Investment,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website, platform, applications, services, and related content (collectively, the “Services”).
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
Mutual Investment LLC provides investment-related, financial, educational, informational, and/or advisory services as described on our website and in applicable agreements with our clients.
The availability and nature of our services may vary depending on your location, eligibility, applicable laws, and the specific agreement between you and Mutual Investment LLC.
You must meet all applicable legal and eligibility requirements to use our Services.
By using our Services, you represent and warrant that:
You are legally capable of entering into a binding agreement;
The information you provide to us is accurate, complete, and current;
You will update your information when necessary;
You will comply with all applicable laws and regulations; and
You will not use our Services for any unlawful or unauthorized purpose.
We reserve the right to refuse or restrict access to our Services where permitted by law.
All investments involve risk.
Past performance is not indicative of future results. The value of investments may increase or decrease, and you may lose some or all of the money invested.
Mutual Investment LLC does not guarantee that any investment, strategy, portfolio, or financial objective will be successful unless expressly stated in a legally binding agreement.
Any information regarding potential returns, performance, projections, estimates, or examples is provided for informational purposes only and should not be interpreted as a guarantee or promise of future results.
You are responsible for understanding the risks associated with any investment before making an investment decision.
Unless expressly provided in a written agreement and permitted under applicable law, Mutual Investment LLC does not guarantee:
A specific investment return;
A minimum rate of return;
Preservation of principal;
Future investment performance;
Profitability of any investment strategy; or
Achievement of any particular financial objective.
Investment results can vary based on market conditions, economic conditions, investment selection, timing, fees, and other factors.
The content available through our Services may include financial information, market commentary, educational materials, articles, research, investment concepts, charts, projections, and other information.
Such information is provided for general informational and educational purposes and may not be appropriate for every individual or situation.
Information presented on our website should not automatically be considered personalized investment, legal, tax, or accounting advice unless expressly provided as part of an applicable professional service agreement.
Nothing on our website should be interpreted as personalized legal, tax, accounting, or financial advice unless expressly stated and provided pursuant to an applicable agreement.
You should consult qualified professional advisers regarding your individual financial, legal, tax, or accounting circumstances where appropriate.
We make reasonable efforts to provide accurate and current information. However, we do not warrant that all information available through our Services will always be complete, accurate, current, or free from errors.
Information may change without notice.
Mutual Investment LLC is not responsible for losses resulting from reliance on information that is inaccurate, incomplete, outdated, or unavailable, except to the extent liability cannot legally be excluded.
Certain Services may require you to create an account or provide personal, financial, or other information.
You agree to:
Provide accurate information;
Maintain the confidentiality of your login credentials;
Notify us promptly of unauthorized access to your account;
Not share your account credentials with unauthorized individuals; and
Take reasonable steps to protect your account and information.
You are responsible for activities conducted through your account unless caused by circumstances for which you are not legally responsible.
You agree not to:
Use the Services for unlawful purposes;
Attempt to gain unauthorized access to our systems;
Interfere with or disrupt the operation of our website or platform;
Introduce viruses, malware, or other harmful code;
Copy, reproduce, modify, or distribute our proprietary content without permission;
Impersonate another person or entity;
Provide false or misleading information;
Attempt to circumvent security measures;
Use automated systems to access or collect information from our Services without authorization; or
Use the Services in a manner that violates applicable laws or regulations.
Unless otherwise stated, all content available through our Services, including text, graphics, logos, designs, trademarks, software, photographs, videos, documents, and other materials, is owned by or licensed to Mutual Investment LLC.
You may access and use the content for your personal or authorized business purposes.
You may not reproduce, modify, distribute, sell, publish, or commercially exploit our content without our prior written permission.
Our Services may contain links to third-party websites, applications, financial institutions, service providers, or other resources.
These third-party services are not controlled by Mutual Investment LLC.
We are not responsible for the content, availability, security, privacy practices, or terms of third-party websites or services.
Your use of third-party services may be subject to their own terms and privacy policies.
Certain Services may be subject to fees, charges, management fees, advisory fees, transaction costs, or other expenses.
Any applicable fees will be disclosed in the applicable service agreement, fee schedule, account documentation, or other applicable disclosure.
You agree to pay all fees for which you are responsible in accordance with the applicable agreement.
By using our Services or providing your contact information, you may receive communications from Mutual Investment LLC electronically, including emails, notices, account-related communications, and other service information.
You acknowledge that electronic communications may be subject to security and transmission risks.
Your use of our Services is also subject to our Privacy Policy, which explains how Mutual Investment LLC collects, uses, maintains, and protects personal and nonpublic personal information.
By using our Services, you acknowledge the practices described in our Privacy Policy.
We use reasonable administrative, technical, physical, and procedural safeguards designed to protect our systems and information.
However, no website, electronic communication, computer system, or method of transmitting information over the internet can be guaranteed to be completely secure.
You acknowledge the inherent risks associated with electronic communications and internet-based services.
We may modify, suspend, restrict, or discontinue any part of our Services at any time, subject to applicable legal and contractual obligations.
We do not guarantee that our website or Services will always be available, uninterrupted, timely, secure, or error-free.
To the maximum extent permitted by applicable law, Mutual Investment LLC and its officers, employees, affiliates, contractors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or relating to your use of the Services.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Mutual Investment LLC, its officers, employees, affiliates, contractors, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from:
Your violation of these Terms;
Your misuse of the Services;
Your violation of applicable laws or regulations; or
Your infringement of another person’s rights.
We may suspend or terminate your access to the Services if:
You violate these Terms;
You provide false or misleading information;
Your use of the Services creates legal, regulatory, security, or operational risks; or
Termination is otherwise permitted by applicable law or contractual agreement.
Upon termination, provisions that by their nature should survive termination will remain effective.
Mutual Investment LLC may modify these Terms from time to time.
Updated Terms will be posted on our website, and the “Last Updated” date may be changed accordingly.
Your continued use of the Services after changes become effective constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
These Terms shall be governed by and interpreted in accordance with the laws applicable to Mutual Investment LLC and the relevant jurisdiction, without regard to conflict-of-law principles.
Any dispute arising from or relating to these Terms or the Services shall be handled in accordance with the applicable dispute-resolution provisions of any agreement between you and Mutual Investment LLC and applicable law.
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
These Terms, together with any applicable agreements, disclosures, policies, and other documents referenced herein, constitute the terms governing your use of the Services.
If there is a conflict between these Terms and a separate written agreement between you and Mutual Investment LLC, the applicable written agreement will control to the extent of the conflict.
If you have questions regarding these Terms & Conditions, please contact:
Mutual Investment LLC
Thoughtful investment guidance built around clarity, disciplined strategy, and long-term relationships.
Mutual Investment, LLC is a division of STK GROUP LLC
Copyright© 2026 by Mutual Investment, LLC. All rights reserved.
